Whoever said patience is a virtue clearly never had to wait on a home insurance claim to be paid out. After a disaster touches down, you’re stuck dealing with the physical damage sustained by your home, trying to figure out a short-term housing solution, and grieving the loss of irreplaceable items, so waiting to receive the funds from your insurance claim can only make matters more stressful.

In 2021 alone, natural disasters in the U.S. totaled approximately $145 billion – that’s billion, with a B. The fact of the matter is that weather-related disasters aren’t slowing down anytime soon, and they can spell financial ruin for many Americans who don’t receive financial assistance from an insurance claim soon enough.

While you may think your homeowner’s insurance policy will take care of everything quickly, that’s not always true. Depending on where you live and state laws, an insurance claim can take several weeks or even months to be paid out after a claim is made.

While you’re waiting to hear back from your insurance company about whether your claim will be accepted, you could be left covering all the out-of-pocket expenses. Who has time for that?

Here’s where we come in

At Recoop, we’re shaking up the traditionally slow claims process because we know that timeliness is the key to rebounding from a disaster faster.

With our multi-peril insurance policies, we can help homeowners bounce back faster by getting you access to up to $25,000 in flexible recovery cash – usually within 48 hours of making a claim. That’s a heck of a lot faster than the weeks, or months, it takes to receive a payout from a home insurance provider.

Flexibility makes all the difference

We don’t believe in telling you how to use your money. With our flexible recovery cash, you can use that money however you see fit to get back on your feet faster.

Need to cover the cost of daycare for your kids (or pets!) while you figure out next steps? Yep, go for it. Want to use it to cover the costs of bills because you can’t work from home anymore because your Wi-Fi is down? No brainer.

Damage sustained from a disaster is more than physical; it’s emotional, too. By not having to wait on the lengthy, traditional claims process, we’re lightening the load on you so you can remain financially resilient in the face of disaster.