How to Safeguard Your Pets During Extreme Weather

May is National Pet Month and to celebrate, we’re discussing a topic that’s not often prioritized in conversations about disaster preparedness: safeguarding your pets during extreme weather. Any pet owner knows that our pets are more than just animals, they’re beloved members of our families. Just like us, they’re vulnerable to the impacts of severe weather and natural disasters. Whether you’re facing a hurricane, wildfire, earthquake or blizzard, being prepared can make all the difference in keeping your furry companions safe. In this blog, we’ll explore essential preparation and precautions to ensure the well-being of pets during an emergency. Create an Emergency Kit: Alongside your family emergency kit, prepare a pet-specific kit that contains essential items: Sufficient pet food and water reserves for at least three days Medications Collapsible food and water bowls Copies of identification and vaccination records Leashes, blankets, towels, and a familiar toy or comfort item Develop [...]

2024-05-01T18:44:37+00:00Tags: , |

Be Informed, Be Prepared: Top Resources for Staying In-the-Know About Severe Weather

While hurricanes and blizzards may come with some fair warning, many natural disasters strike with little to no warning at all. Depending on where you reside in the United States, different types of disasters can impact your area throughout the year. The Great Plains aren’t likely to see a hurricane any time soon and tornadoes may be scarce in Alaska, but that doesn’t mean they’re free from the negative impact that comes with adverse weather. From 2011 to 2021, 90% of all counties in the United States, representing 93% of the country’s total population, suffered a weather disaster. And because many disasters can be interconnected, it’s wise to be wise about weather patterns happening throughout your region. Because Recoop Disaster Insurance is here to protect your family and your finances after disaster strikes, we wanted to share top tools to help you stay tuned into what could be coming your [...]

2024-03-12T18:25:20+00:00Tags: , |
*Represents the estimated time to send benefit payouts following claim approval. In the event that damage isn’t clear or we don’t have the photos or information needed to process your claim, we may send a claims adjuster to your home or apartment.

1 The following states are incurred loss states: Florida, North Dakota, Rhode Island, and South Carolina. In these states we are required to calculate the incurred costs (aka itemized losses) and pay you the lesser of either this amount or your disaster benefit. Along with physical damage to your home, we can add things like deductibles, lost wages, loss of health insurance, replacement of personal property, temporary living expenses, and travel expenses, which should meet or bring you close to your Recoop benefit. An adjuster will work with you at claim time to collect all the necessary information.A disaster does not need to be declared after a gas explosion for you to submit a claim.

2 A disaster does not need to be declared after a gas explosion for you to submit a claim.

3 Winter storms and hazardous winter weather is covered when at least 5 inches or more of snow or sleet accumulate within a 12-hour period, or at least 7 inches or more of snow or sleet accumulate in a 24-hour period. All terms and conditions of the insurance policy and attached endorsements apply.

Waiting Period: No disaster benefit shall be paid under this policy for property damage that occurs within fourteen (14) days after this policy first takes effect. Furthermore, any subsequent increase in limits of coverage shall not take effect until after fourteen (14) days have elapsed from the effective date of such increase.

© 2022 Strategic Product Partners, LLC, dba Recoop Disaster Insurance.

Descriptions on this page were developed for informational and educational purposes only and do not represent a specific contract of insurance. Coverage is subject to terms and conditions of the actual policy. We encourage you to read the full policy for understanding of coverage and qualifications. Product availability and features vary by state. Premiums vary by location and are subject to change. All terms and conditions of the insurance policy and attached endorsements apply.

The information contained in this tool is not intended as an offer or solicitation for any insurance product. Product availability and pricing may vary by state and will be confirmed at time of enrollment. Descriptions on this page were developed for informational and educational purposes only and do not represent a specific contract of insurance. Coverage is subject to terms and conditions of the actual policy. Qualifications, terms and conditions, pricing and availability are subject to change without notice.

Recoop, a Personal Disaster Insurance product, is a licensed property and casualty insurance product underwritten by Professional Solutions Insurance Company or State National Insurance Company, depending on the state. This material is for informational purposes only and any description of insurance coverages are subject to these terms, conditions, exclusions, and other provisions of the actual policy. For more information, please visit www.recoopinsurance.com.
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