What types of disasters are covered under Recoop?

Recoop coverage protects against these major natural disasters: earthquakes, hurricanes (and subsequent storm surge), tornadoes, wildfires, dust storms, severe winter storms*, and gas explosions. Just remember, a state or federal disaster must be declared, except for gas explosions. 

Recoop does not cover landslides, tsunamis, fresh-water flooding, or hail regardless of cause.

*Winter storms and hazardous winter weather is covered when at least 5 inches or more of snow or sleet accumulate within a 12 hour period, or at least 7 inches or more of snow or sleet accumulate in a 24-hour period.)