Why Disaster Insurance Belongs In Your Employee Benefits Package

Voluntary insurance benefits help transform a basic employee benefits package into a competitive advantage allowing employers to retain and recruit top talent. For its part, natural disaster insurance is a supplemental benefit that’s not only nice to have but becoming increasingly necessary as the growing impact of natural disasters hits homes across the country. In the past five years, 80% of counties in the U.S. have been designated a federal disaster area following a storm or severe weather. When employees are displaced or staring high home restoration costs in the face, the workplace takes a hit, too. That’s why Recoop is making it easier for employers to be part of the solution with disaster insurance coverage that kicks in when employees need it most.

How Disaster Insurance Works As A Voluntary Insurance Benefit

Recoop simplifies disaster insurance enrollment for your employees by integrating with existing enrollment experiences, allowing employees to opt in alongside other voluntary insurance benefits, like pet insurance or disability insurance. Once enrolled, they have more protection against natural disasters like hurricanes, wildfires, tornadoes, earthquakes and winter storms. If one of these disasters strikes and your employee sustains at least $1,000 worth of damage in a designated disaster zone, they’re eligible to submit a claim and receive a cash payout within 48 hours.

Natural disasters are inherently unpredictable, but Recoop eases that burden by paying homeowners a predetermined amount based on their policy, ensuring predictable cash flow following a disaster. Streamlined benefits management and oversight make it easier than ever to offer unique value to your employees with little effort on your part.

Find A Broker To Add Disaster Insurance To Your Employment Benefits

Adding disaster insurance to your employment benefits is as simple as connecting with a broker to integrate Recoop coverage with your existing benefits package. Dozens of brokers across the U.S. work with employers to implement natural disaster insurance. All the while, Recoop is available as a resource to help you promote proactive peace of mind to your employees and administer timely payouts when disaster strikes.