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Do you have homeowners or renters insurance? *
Bummer! We can’t offer our policy to anyone without homeowners insurance.
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flexible money

Bounce back faster after a disaster.

If you don’t have the proper amount of home insurance (hint: most Americans DON’T), you could be left footing the bill after a disaster. Recoop protects your family’s finances, keeps you from racking up credit card debt and could even help you avoid bankruptcy. It’s up to $25,000 cash to use however you want, like covering the things your insurance may not cover:
Special storm damage deductibles, which in high-risk areas, can soar as high as 30% of your home’s value.
Basic lodging, transportation or meal expenses during the immediate aftermath.
Emergency repairs, like tree removal, roof replacement and debris clean-up.

Premiums as low as


Claims paid within

48 hours.*

No gotchas.

No deductibles.

Recovery made easy.

You’ll get the cash you need, when you need it, as long as you meet 3 basic requirements:
You must carry an existing homeowners or renters insurance policy.
Your home or apartment must be in a state or federally declared disaster area1 and have sustained damages of $1,000 or more.
Damage must be a result of one of the following natural disasters: hurricane (with storm surge), earthquake, wildfire, tornado, gas explosion, winter storm2, or dust storm.

Still have questions?

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or Call: 833-925-0490