homeowner tips Archives - Recoop Insurance https://www.recoopinsurance.com/blog/tag/homeowner-tips/ We pick up where insurance stops. Tue, 16 Dec 2025 23:04:42 +0000 en-US hourly 1 https://wordpress.org/?v=6.9.4 Open Enrollment Season: Talking to Your Employer about Disaster Insurance Benefits https://www.recoopinsurance.com/blog/open-enrollment-season-talking-to-your-employer-about-disaster-insurance-benefits/ Thu, 02 Oct 2025 16:51:29 +0000 https://www.recoopinsurance.com/?p=2209 In 2024 alone, the U.S. saw 27 separate billion-dollar weather disasters. Hurricanes, wildfires, floods and severe storms caused not only widespread property damage, but also internet and utility outages that disrupted daily life.  Here’s the hard truth: no one is immune to natural disaster. When severe weather hits, it doesn’t just damage your home, it [...]

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]]> National Preparedness Month: It’s Time To Level Up Your Disaster Resiliency Plan https://www.recoopinsurance.com/blog/national-preparedness-month-its-time-to-level-up-your-disaster-resiliency-plan-2/ Mon, 01 Sep 2025 16:40:20 +0000 https://www.recoopinsurance.com/?p=2208 Every year, September marks National Preparedness Month, FEMA’s Ready Campaign and the Ad Council’s month-long movement to raise awareness about the importance of being ready for unexpected emergencies.  While preparedness can encompass various aspects of life, at Recoop Disaster Insurance, we tend to look at it through the lens of home insurance and natural disasters. [...]

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]]> Hurricane, Wildfires and Dust Storms, Oh My!: This Summer’s Multi-Peril Threats Call for Smarter Coverage Solutions https://www.recoopinsurance.com/blog/hurricane-wildfires-and-dust-storms-oh-my-this-summers-multi-peril-threats-call-for-smarter-coverage-solutions/ Wed, 02 Jul 2025 17:21:36 +0000 https://www.recoopinsurance.com/?p=2174 As insurance professionals, we know summer isn’t just about vacations and barbecues – it's also peak season for some of the most destructive natural disasters. From hurricanes along the Gulf and Atlantic coasts to wildfires scorching the West, tornadoes in the Central U.S. and dust storms blanketing parts of the Southwest, summer is marked by [...]

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]]> Helping Clients Disaster-Proof Their Finances: A Guide for Insurance Agents https://www.recoopinsurance.com/blog/helping-clients-disaster-proof-their-finances-a-guide-for-insurance-agents/ Tue, 29 Apr 2025 16:41:09 +0000 https://www.recoopinsurance.com/?p=2164 In today’s world of increasing climate volatility, helping your clients build a strong financial safety net is no longer a best practice, it’s a necessity. Hurricanes, wildfires, tornadoes and other catastrophic events are not only becoming more frequent, but also more financially devastating. While many clients understand the importance of home insurance, fewer have a [...]

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]]> Preparing for the Unexpected: Helping Clients Understand Rare but High-Impact Risks https://www.recoopinsurance.com/blog/preparing-for-the-unexpected-helping-clients-understand-rare-but-high-impact-risks/ Mon, 03 Mar 2025 14:57:03 +0000 https://www.recoopinsurance.com/?p=2158 In the home insurance industry, we’re in the business of protecting people’s biggest investments from the unpredictable. While everyday risks like auto accidents or storm damage are well understood by most clients, rare but high-impact events, such as catastrophic hurricanes with storm surge, wildfires or earthquakes, are often not top-of-mind. As insurance professionals, it is [...]

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]]> 2025 Severe Weather Outlook: Implications for the Insurance Industry https://www.recoopinsurance.com/blog/2025-severe-weather-outlook-implications-for-the-insurance-industry/ Fri, 03 Jan 2025 18:01:39 +0000 https://www.recoopinsurance.com/?p=2147 As we embark on another new year, 2025 forecasts indicate a continuation of recent severe weather patterns that could impact the property insurance market. These changes present both challenges and opportunities for the agents who play a critical role in helping homeowners adapt and prepare. Understanding and addressing these looming risks will be the key [...]

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]]> Fortifying Your Home While Away on Travel https://www.recoopinsurance.com/blog/fortifying-your-home-while-away-on-travel/ Fri, 01 Nov 2024 15:11:25 +0000 https://www.recoopinsurance.com/?p=2139 As the holiday season approaches, many homeowners are excited to escape for celebration and quality time with family and friends; however, leaving your home unattended with looming severe weather ready to strike this winter season can leave you worrying. Whether your area is expecting heavy rains, winter storms, or strong winds, taking the time to [...]

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]]> Weathering the Storm: Tips for Creating a Severe Weather Emergency Kit https://www.recoopinsurance.com/blog/weathering-the-storm-tips-for-creating-a-severe-weather-emergency-kit/ Tue, 01 Oct 2024 16:41:18 +0000 https://www.recoopinsurance.com/?p=2126 When disaster strikes, being sufficiently prepared for an emergency can minimize danger and put you on good footing towards the road to recovery. Having an emergency kit that is easily accessible can provide the gift of time and confidence to better ensure your family’s safety and fortify resilience against looming severe weather events. In this [...]

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]]> Understanding Your Insurance Coverage: Homeowners vs. Renters https://www.recoopinsurance.com/blog/understanding-your-insurance-coverage-homeowners-vs-renters/ Wed, 18 Sep 2024 16:20:33 +0000 https://www.recoopinsurance.com/?p=2122 Natural disasters strike without warning and without discrimination, plaguing homeowners and renters alike. A recent report from Realtor.com found that nearly half of all homes in the U.S., 44.8%, are at risk of damage from environmental threats. When it comes to protecting your property from severe weather, having insurance coverage is crucial. However, the type [...]

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]]> Peril Know-How: Building Sturdy Foundations for Earthquake Preparedness https://www.recoopinsurance.com/blog/peril-know-how-building-sturdy-foundations-for-earthquake-preparedness/ Thu, 01 Aug 2024 15:33:43 +0000 https://www.recoopinsurance.com/?p=2115 Earthquakes strike without warning, leaving wide-ranging destruction in their wake. Preparation is the key to minimizing risk and protecting your loved ones from this unseen and unpredictable threat. Here are some essential tips for ensuring your safety before, during, and after an earthquake. Understanding Earthquakes Earthquakes occur when tectonic plates shift along the earth’s surface, [...]

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