National Preparedness Month: It’s Time To Level Up Your Disaster Resiliency Plan

Every year, September marks National Preparedness Month, FEMA’s Ready Campaign and the Ad Council’s month-long movement to raise awareness about the importance of being ready for unexpected emergencies. While preparedness can encompass various aspects of life, at Recoop Disaster Insurance, we tend to look at it through the lens of home insurance and natural disasters. In this blog, we'll delve into why National Preparedness Month serves as a great reminder to have guardrails in place to build your home’s, your family’s and your bank account’s resiliency in the face of a disaster. Expect the Unexpected One thing you can count on is that Mother Nature can be unpredictable. We’ve seen rare west coast hurricanes, ice storms in the south and more, meaning no one is immune to severe weather. In fact, in the last 10 years, 88.5% of all U.S. counties declared a natural disaster – including 95% of the [...]

Worth a listen: Recoop CEO on the common coverage gaps

Everyone loves a good origin story. And the kind folks at the Insurance Podcast recently let Recoop tell ours. Hear from our CEO and founder, Darren Wood, on: His background in insurance The 7 common perils “covered” by home insurance The costly gaps in traditional home insurance How Recoop fills those gaps The new way policyholders can get disaster recovery cash faster LISTEN NOW The Insurance Podcast highlights CEOs, brokers and agents, software companies, marketers and insurance innovators leading change within the industry. We were grateful for the invite … and the chance to get our insurance geek on.

Employers: Don’t Let Consumers Get Swept Up in Financial Challenges This Tornado Season

In 2021, the U.S. recorded just shy of 1,400 tornadoes – which was up more than 300 from the previous year. Not only do severe weather events like this cause billions of dollars in damage and destruction, but they also leave tons of communities without power, internet, and other utilities. Many people are then left picking up the pieces, creating a financial burden to quickly bounce back from a tornado; that’s not something every person can afford to do. You may be thinking to yourself, “Okay, where do I come in as an employer?” The way we see it, you have excellent opportunities to show up for your employees and support them in the event of a tornado. Let’s break it down. It’s an office. No, it’s a home Today’s work environment gives employers and employees more flexibility than ever before, which comes with many benefits. For example, if you [...]

What Disasters at Home Mean for Our Work-From-Home Climate

In 2021, the contiguous U.S. states suffered 20 separate billion-dollar weather disasters. With widespread destruction and damage caused by severe weather, many communities are left facing internet, power, and other utility outages. This data shows the alarming truth: No one is immune to the realities of natural disasters. The destruction leaves more than damage to the home; it creates a financial burden for us regular folks to recover our property – an instability few can afford. The emotional stress brought on by severe weather is only compounded in today’s work-from-wherever era. Now that our homes often doubling as the “office”, the blows of severe weather at home is more than just a homeowner problem. It’s the employer’s problem, too. For example, employers have less say in the type of risk-mitigation efforts and preparedness their employees take against natural disasters. Maintaining a secure, connected workplace becomes a moot point when a [...]

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